5 keys to preparing for tornadoes
JUL 03, 2017 | BY PETE DUNCANSON
In the U.S., a majority of tornadoes touch down in Tornado Alley – a group of states located in the central U.S. – and in Southern Florida. The National Oceanic and Atmospheric Administration (NOAA) has documented these devastating storms in every state in America and on every continent in the world, excluding Antarctica. (Even so, Antarctica isn’t immune, either.)
Given the proper atmospheric conditions, a tornado can strike anywhere. Wherever you live, keep your home and family safe by executing the proper preparedness strategies before a severe storm strikes. Use these simple tips to learn how to prepare for tornadoes to keep your people and property protected this season.
Tornado warning signs
Tornadoes can form without much of a warning. Stay alert and pay attention when a tornado watch or warning is issued in your area. If you see any of the following danger signs, take shelter immediately:
- A funnel cloud
- Roaring noises
- Dark skies, potentially tinted green
Tornado safety preparation tips
Properly preparing your home for disaster is one of the easiest ways to keep your family safe in case of a tornado. You’ll be more likely to know where to go for shelter, have the supplies you need to survive, and experience less risk of property damage during and after the tornado passes your area. Follow these key safety tips to make your property as safe as possible:
1. Designate a safe room. This area can either be a storm cellar, a basement or a room on the lowest level of your home or building without any windows, like a closet. This room should be reinforced by a professional to provide extra protection during severe storms.
2. Put essentials in your safe room. An emergency kit full of food, water, important documents and life-saving supplies should always be readily available in your safe room. Keep extra clothing, blankets, a battery-powered radio, medication, a first aid kit, pet supplies and any other essentials in your safe room in the event you need to wait out the tornado for long periods of time.
3. Remove outdoor items. Debris, dead trees and furniture are likely to get picked up by the wind and thrown into your home. Secure or remove as many outdoor items on your property as possible.
4. Reinforce your home. Call a professional to reinforce any masonry walls or other structures that provide support to your home. If you have a chimney, have the professionals secure it with reinforced steel to prevent it from falling off during high winds. Professionals can also assess your home and make recommendations to add additional strength and stability.
5. Contact your insurance agent. It’s important to understand what kind of damage is and isn’t covered under your homeowner’s insurance. If you need to add any extra items to your policy, do so before a tornado has a chance to hit your area.
Making an insurance claim after the tornado strikes
If a tornado does hit your area, you should call your insurance agent immediately and provide the following information to start the claims process:
- A detailed description of the damage.
- Photographs and videos of the damage.
- A detailed inventory of destroyed personal property.
- Receipts for any expenses, supplies or materials you’ve already paid out-of-pocket to repair damages.
- A detailed estimate for permanent repairs from a licensed professional.
- A record of any expenses paid while waiting for your home to be fixed, including hotel or restaurant receipts.
Even if you never experience a tornado, being prepared for disaster can help protect you in many kinds of emergencies. That way, you’ll always have a plan in place if something does go wrong. Your safe room can be used for a number of emergency situations or severe storms, helping you and your family survive together.
Before tornado season hits, make sure you’re ready. Follow these simple steps and contact the proper professionals to get your home up to code today.